Finances in Switzerland
Banking, investing, and building wealth in Switzerland
Building Your Financial Foundation in Switzerland
Switzerland offers excellent financial services and investment opportunities, but navigating the system requires understanding local requirements and options. Start with essential banking services, then explore wealth-building opportunities.
From opening your first Swiss bank account to optimizing your investments and retirement savings, we'll guide you through the key financial decisions that will set you up for success in Switzerland.
Financial Services Guide
Banking
Essential Swiss bank account setup, document requirements, and recommended digital banking solutions.
- Account opening guide
- Document checklist
- Digital bank recommendations
- Referral codes
Wealth & Investing
Investment platforms, retirement savings (3rd pillar), and wealth management for long-term financial growth.
- Investment platforms
- 3rd pillar (3a) savings
- Wealth management
- Tax optimization
Pillars of Pension
Swiss 3-pillar retirement system explained
- 1st pillar (AHV/AVS)
- 2nd pillar (occupational)
- 3rd pillar (private)
- Retirement planning
Financial Planning Tips
- Open a basic bank account first before exploring investment options
- Consider Wise for pre-arrival money transfers and currency exchange
- Start 3rd pillar savings early for maximum tax benefits
- Digital solutions often offer better rates than traditional banks
- Understand the 3-pillar pension system for retirement planning
Ready to Get Started?
Start with banking essentials, then explore wealth-building opportunities once you're settled.